There are many different mortgage choices now a days. Depending on how long you plan on living in your home and how much money you have to put as a down payment will help deterimine which loan is right for you. Mortgage pre-qualifcation is fast and free. Call today.

Basic 40/30/25/20/15/10-Year Fixed Rate Loans

You want the stability of a fixed principal/interest payment over the life of the loan.

No Down Payment Loans

For borrowers with limited-to-no down payment who want to purchase a home.

No Documentation Loans

You have excellent credit and want to avoid paperwork

Basic Adjustable Rate Loans

You want to start with a low payment or want to buy more home. You plan to move or refinance again in a few years and want the security of a fixed rate for that period of time.

Home Equity Line of Credit (HELOC)

Combines your down payment, a 1st mortgage and a 2nd mortgage (equity loan or line of credit) so you can achieve 20% down to avoid mortgage insurance.

Non-conforming (Jumbo) Loans

You need to borrow more than $417,000 ***

Credit Rebuilder Loans/Less than Perfect Credit

For borrowers who want to benefit from making on-time mortgage payments

Interest Only Loans

For borrowers who need maximum cash flow and lower monthly payment in the short term. Reduces monthly payments, helps maximize monthly cash flow and allows borrowers to qualify for larger loan amounts